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  • Start Their Savings Adventure

    A Berenstain Bears® Cub Account helps children 11 & under learn smart saving habits in a fun and engaging way.

  • Youth Credit Cards

    Help your teen gain real-world credit experience with our 2% cash back and low-rate cards. With no annual fee and convenient card controls through online banking, you can teach responsible habits while staying in the driver's seat.

  • Affordable Business Checking with Powerful Business Benefits

    Get the tools your business needs with low cost checking, built in protections, digital banking, payment processing, payroll tools, remote deposits, and personalized local support from Industrial Credit Union.

  • Two Great Credit Card Options. One Great Credit Union.

    Earn 2% cash back or enjoy rates as low as 9.9% APR* with an Industrial Credit Union Mastercard®.

  • Flexible Payment Solutions for Modern Businesses

    Take payments wherever business happens with merchant solutions designed to help your business grow.

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Auto Loans

Drive away in the new or used car of your dreams with an auto loan from Industrial Credit Union.

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Checking Accounts

From roadside assistance to cell phone protection, Industrial checking accounts offer more than just convenient access to your funds! 

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Home Loans

Industrial Credit Union has great home loan options to help you find a house you can make a home. 

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Credit Cards

The Industrial Mastercard allows you the option to choose your preference of rewards.

Proudly Serving Whatcom County Since 1941

Personal Loans

As Low As

9.5 % APR

Home Loans

As Low As

6.557 % APR

Credit Cards

As Low As

9.9 % APR

Certificates

As High As

3.00% % APY

Auto Loans

As Low As

5.99 % APR

Home Equity

As Low As

7.70 % APR
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About Us


Industrial Credit Union has been a part of Whatcom County for over 80 years. We’re invested in our community and Industrial members know our employees as friends and neighbors. We strive to provide easy access to a wide range of cost-effective financial services that empower our members wherever they are on their financial journey. 

Learn More

We envision a community in which all individuals have easy access to the financial services they need to thrive.

News and Financial Tips

scma-blog-2026.08.26

How to Spot Scams Before They Hook You

Every day, cybercriminals send millions of fake emails, text messages, and social media messages hoping someone will click a malicious

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Together, We Gave More: Celebrating Our United Way Matching Campaign

At Industrial Credit Union, community has always been at the heart of what we do—and this year, that commitment shined brighter than

2025_q4_flood-relief_blog_mrkt-1084

Support & Resources for Our Community

Recovery can feel overwhelming - emotionally, physically, and financially - no one should have to navigate it alone. We are here for